Investment Approach1 – Das Capital Private Limited

Investment Approach

Generate Long term return

In today’s world financial security is very important; this is not only due to job uncertainties but also due to the kind of environment we live in. With proper financial planning most of these uncertainties can be addressed to a large extent.
Having a good investment strategy will not only help you in growing your assets but also your mental health. That help you plan for all your future requirements be it short, medium or long term, example- vacation, purchase of vehicles or other household items, education expenses, marriage, job uncertainty and even retirement.
We Indians have always given great deal of importance for financial discipline – minimum expenses and maximum saving but these saving not will be enough to deal with decreasing purchasing power due to inflation.
Historical average inflation has been 6-8%, hence investor will have to invest in security that are realising more than or equal to 8% after paying taxes for his returns.
It should also be noted that FD’s are not completely tax free. In-order to achieve more than or equal to 8% post tax returns it is advised to invest in assets other than saving a/c and FD’s. There are numerous ways to achieve this target rate.
Investing in equities and fixed income securities indirectly through Mutual funds have been fruitful over longer investment period.

A combination of good assets and regular and disciplined investments is bound to tackle any situations life throws at you.

Remain tax efficient

We will be assessing the impact of taxes on your returns based on your necessity or requirement of liquidity and your risk tolerance. Considering these there are various funds available, and you can decide the most suitable fund as per your requirement and your willingness and ability to assume risk.

Investment Modes

It’s a common belief that 95% of returns are due to the right asset allocation and only 5% is your ability to invest at right times.
We strongly believe that timing the market is counterproductive to long term wealth creation. Hence, we steadfastly practise the age-old principle of dollar cost averaging in acquiring any asset.
The mode of investment could be in one shot that is Lump-sum investment or through periodic regular investment.

SIP

Systematic Investment Plan (SIP)

It is considered a good practice to invest regularly, particularly into volatile markets such as equity markets. SIP is an approach where the investor invests constant amounts at regular intervals.
A benefit of such an approach, particularly in equity schemes, is that it averages the unit-holder’s cost of acquisition since more units are bought for the same amount of investment when the price/markets are down and fewer units when the price/markets are high.
Through this there is not only efficient movement of saving to investment but also a better and conservative approach of averaging the purchase price.
It also brings in a hassle free investment discipline for the family.

Lumpsum

Systematic Transfer Plan(STP)

Once you invest a lump-sum in a debt oriented mutual fund, you can withdraw a fixed amount from your debt fund investment and invest in equity-oriented fund.
You can direct your fund to do this, and the fund will withdraw money automatically from your debt fund and put into equity-oriented fund at various frequencies (monthly, fortnightly, weekly, daily).
What this strategy achieves is that it essentially acts as a defence against market volatility and helps in achieving dollar cost averaging.

Remain Liquid

Our motto is to always take care of investor’s liquidity requirement. All our transactions are made through online Nation Stock Exchange Platform, thus enabling the investor to view his/ her fund status online at their convenience. Investors can themselves redeem the amount, when necessary, through this platform. Almost 90% of investments provide instant liquidity (1 to 3 working days). We also provide our own software to perform these tasks, on a real-time basis.

SWP

Just as investors do not want to buy all their units at a market peak, they do not want to risk redeeming all their units in a market trough. Investors can therefore opt for the safer route of offering for repurchase, a constant value of units over a period of time.
Mutual funds make it convenient for investors to manage their SWPs by registering the amount, periodicity (generally, monthly) and period for their SWP.
Some schemes even offer the facility of transferring only the appreciation or the dividend. The advantage of a variable SWP relative to a fixed amount of withdrawal is that the capital invested will not be withdrawn.
This plan is highly suitable for retired person and senior citizens who desire a tax efficient regular income.

Portfolio creation

Cornerstone of all investment strategies are based on three major concepts Wealth Creation, Wealth Preservation, Income Generation & Retirement Planning.
For Mutual Funds, we believe in a properly diversified portfolio at individual as well as consolidated level. Exposure to a single AMC is limited to 12% of the AUM. Top 10 AMC cumulatively contribute near 70% to Das Capital AUM reflecting adequate risk mitigation.
Mutual fund investment is spread across categories like large cap, large and mid-cap, flexi cap, multi cap, mid cap, small cap, focussed and value funds along with a gamut of thematic basket including Technology, Consumption, Infrastructure, banking and financials, global, ESG, Pharma and healthcare funds etc.
Our clients typically have an exposure of 8-9 schemes from the abovementioned categories based on the medium-term outlook of each category.
We have an in-house proprietary model that used in the fund selection process incorporating client level risk and liquidity factors.

1

Generate Long term return

In today’s world financial security is very important; this is not only due to job uncertainties but also due to the kind of environment we live in. With proper financial planning most of these uncertainties can be addressed to a large extent.
Having a good investment strategy will not only help you in growing your assets but also your mental health. That help you plan for all your future requirements be it short, medium or long term, example- vacation, purchase of vehicles or other household items, education expenses, marriage, job uncertainty and even retirement.
We Indians have always given great deal of importance for financial discipline – minimum expenses and maximum saving but these saving not will be enough to deal with decreasing purchasing power due to inflation.
Historical average inflation has been 6-8%, hence investor will have to invest in security that are realising more than or equal to 8% after paying taxes for his returns.
It should also be noted that FD’s are not completely tax free. In-order to achieve more than or equal to 8% post tax returns it is advised to invest in assets other than saving a/c and FD’s. There are numerous ways to achieve this target rate.
Investing in equities and fixed income securities indirectly through Mutual funds have been fruitful over longer investment period.

A combination of good assets and regular and disciplined investments is bound to tackle any situations life throws at you.

2

Remain tax efficient

We will be assessing the impact of taxes on your returns based on your necessity or requirement of liquidity and your risk tolerance. Considering these there are various funds available, and you can decide the most suitable fund as per your requirement and your willingness and ability to assume risk.

3

Investment Modes

It’s a common belief that 95% of returns are due to the right asset allocation and only 5% is your ability to invest at right times.
We strongly believe that timing the market is counterproductive to long term wealth creation. Hence, we steadfastly practise the age-old principle of dollar cost averaging in acquiring any asset.
The mode of investment could be in one shot that is Lump-sum investment or through periodic regular investment.

Systematic Investment Plan (SIP)

It is considered a good practice to invest regularly, particularly into volatile markets such as equity markets. SIP is an approach where the investor invests constant amounts at regular intervals.
A benefit of such an approach, particularly in equity schemes, is that it averages the unit-holder’s cost of acquisition since more units are bought for the same amount of investment when the price/markets are down and fewer units when the price/markets are high.
Through this there is not only efficient movement of saving to investment but also a better and conservative approach of averaging the purchase price.
It also brings in a hassle free investment discipline for the family.

Systematic Transfer Plan(STP)

Once you invest a lump-sum in a debt oriented mutual fund, you can withdraw a fixed amount from your debt fund investment and invest in equity-oriented fund.
You can direct your fund to do this, and the fund will withdraw money automatically from your debt fund and put into equity-oriented fund at various frequencies (monthly, fortnightly, weekly, daily).
What this strategy achieves is that it essentially acts as a defence against market volatility and helps in achieving dollar cost averaging.

4

Remain Liquid

Our motto is to always take care of investor’s liquidity requirement. All our transactions are made through online Nation Stock Exchange Platform, thus enabling the investor to view his/ her fund status online at their convenience. Investors can themselves redeem the amount, when necessary, through this platform. Almost 90% of investments provide instant liquidity (1 to 3 working days). We also provide our own software to perform these tasks, on a real-time basis.

SWP

Just as investors do not want to buy all their units at a market peak, they do not want to risk redeeming all their units in a market trough. Investors can therefore opt for the safer route of offering for repurchase, a constant value of units over a period of time.
Mutual funds make it convenient for investors to manage their SWPs by registering the amount, periodicity (generally, monthly) and period for their SWP.
Some schemes even offer the facility of transferring only the appreciation or the dividend. The advantage of a variable SWP relative to a fixed amount of withdrawal is that the capital invested will not be withdrawn.
This plan is highly suitable for retired person and senior citizens who desire a tax efficient regular income.

Portfolio creation

Cornerstone of all investment strategies are based on three major concepts Wealth Creation, Wealth Preservation, Income Generation & Retirement Planning.
For Mutual Funds, we believe in a properly diversified portfolio at individual as well as consolidated level. Exposure to a single AMC is limited to 12% of the AUM. Top 10 AMC cumulatively contribute near 70% to Das Capital AUM reflecting adequate risk mitigation.
Mutual fund investment is spread across categories like large cap, large and mid-cap, flexi cap, multi cap, mid cap, small cap, focussed and value funds along with a gamut of thematic basket including Technology, Consumption, Infrastructure, banking and financials, global, ESG, Pharma and healthcare funds etc.
Our clients typically have an exposure of 8-9 schemes from the abovementioned categories based on the medium-term outlook of each category.
We have an in-house proprietary model that used in the fund selection process incorporating client level risk and liquidity factors.

Generate Long term return

In today’s world financial security is very important; this is not only due to job uncertainties but also due to the kind of environment we live in. With proper financial planning most of these uncertainties can be addressed to a large extent.
Having a good investment strategy will not only help you in growing your assets but also your mental health. That help you plan for all your future requirements be it short, medium or long term, example- vacation, purchase of vehicles or other household items, education expenses, marriage, job uncertainty and even retirement.
We Indians have always given great deal of importance for financial discipline – minimum expenses and maximum saving but these saving not will be enough to deal with decreasing purchasing power due to inflation.
Historical average inflation has been 6-8%, hence investor will have to invest in security that are realising more than or equal to 8% after paying taxes for his returns.
It should also be noted that FD’s are not completely tax free. In-order to achieve more than or equal to 8% post tax returns it is advised to invest in assets other than saving a/c and FD’s. There are numerous ways to achieve this target rate.
Investing in equities and fixed income securities indirectly through Mutual funds have been fruitful over longer investment period.

A combination of good assets and regular and disciplined investments is bound to tackle any situations life throws at you.

Remain tax efficient

We will be assessing the impact of taxes on your returns based on your necessity or requirement of liquidity and your risk tolerance. Considering these there are various funds available, and you can decide the most suitable fund as per your requirement and your willingness and ability to assume risk.

Investment Modes

It’s a common belief that 95% of returns are due to the right asset allocation and only 5% is your ability to invest at right times.
We strongly believe that timing the market is counterproductive to long term wealth creation. Hence, we steadfastly practise the age-old principle of dollar cost averaging in acquiring any asset.
The mode of investment could be in one shot that is Lump-sum investment or through periodic regular investment.

Systematic Investment Plan (SIP)

It is considered a good practice to invest regularly, particularly into volatile markets such as equity markets. SIP is an approach where the investor invests constant amounts at regular intervals.
A benefit of such an approach, particularly in equity schemes, is that it averages the unit-holder’s cost of acquisition since more units are bought for the same amount of investment when the price/markets are down and fewer units when the price/markets are high.
Through this there is not only efficient movement of saving to investment but also a better and conservative approach of averaging the purchase price.
It also brings in a hassle free investment discipline for the family.

Systematic Transfer Plan(STP)

Once you invest a lump-sum in a debt oriented mutual fund, you can withdraw a fixed amount from your debt fund investment and invest in equity-oriented fund.
You can direct your fund to do this, and the fund will withdraw money automatically from your debt fund and put into equity-oriented fund at various frequencies (monthly, fortnightly, weekly, daily).
What this strategy achieves is that it essentially acts as a defence against market volatility and helps in achieving dollar cost averaging.

Remain Liquid

Our motto is to always take care of investor’s liquidity requirement. All our transactions are made through online Nation Stock Exchange Platform, thus enabling the investor to view his/ her fund status online at their convenience. Investors can themselves redeem the amount, when necessary, through this platform. Almost 90% of investments provide instant liquidity (1 to 3 working days). We also provide our own software to perform these tasks, on a real-time basis.

SWP

Just as investors do not want to buy all their units at a market peak, they do not want to risk redeeming all their units in a market trough. Investors can therefore opt for the safer route of offering for repurchase, a constant value of units over a period of time.
Mutual funds make it convenient for investors to manage their SWPs by registering the amount, periodicity (generally, monthly) and period for their SWP.
Some schemes even offer the facility of transferring only the appreciation or the dividend. The advantage of a variable SWP relative to a fixed amount of withdrawal is that the capital invested will not be withdrawn.
This plan is highly suitable for retired person and senior citizens who desire a tax efficient regular income.

Portfolio creation

Cornerstone of all investment strategies are based on three major concepts Wealth Creation, Wealth Preservation, Income Generation & Retirement Planning.
For Mutual Funds, we believe in a properly diversified portfolio at individual as well as consolidated level. Exposure to a single AMC is limited to 12% of the AUM. Top 10 AMC cumulatively contribute near 70% to Das Capital AUM reflecting adequate risk mitigation.
Mutual fund investment is spread across categories like large cap, large and mid-cap, flexi cap, multi cap, mid cap, small cap, focussed and value funds along with a gamut of thematic basket including Technology, Consumption, Infrastructure, banking and financials, global, ESG, Pharma and healthcare funds etc.
Our clients typically have an exposure of 8-9 schemes from the abovementioned categories based on the medium-term outlook of each category.
We have an in-house proprietary model that used in the fund selection process incorporating client level risk and liquidity factors.

Left and Right Line Example

Generate Long term return

In today’s world financial security is very important; this is not only due to job uncertainties but also due to the kind of environment we live in. With proper financial planning most of these uncertainties can be addressed to a large extent.
Having a good investment strategy will not only help you in growing your assets but also your mental health. That help you plan for all your future requirements be it short, medium or long term, example- vacation, purchase of vehicles or other household items, education expenses, marriage, job uncertainty and even retirement.
We Indians have always given great deal of importance for financial discipline – minimum expenses and maximum saving but these saving not will be enough to deal with decreasing purchasing power due to inflation.
Historical average inflation has been 6-8%, hence investor will have to invest in security that are realising more than or equal to 8% after paying taxes for his returns.
It should also be noted that FD’s are not completely tax free. In-order to achieve more than or equal to 8% post tax returns it is advised to invest in assets other than saving a/c and FD’s. There are numerous ways to achieve this target rate.
Investing in equities and fixed income securities indirectly through Mutual funds have been fruitful over longer investment period.

A combination of good assets and regular and disciplined investments is bound to tackle any situations life throws at you.

Remain tax efficient

Timeline Item 2